Rancho Santa Margarita North (R1) Homes under $800,000

Welcome to Rancho Santa Margarita North, a hidden gem nestled in the heart of Orange County, California. This vibrant community offers a perfect blend of suburban tranquility and urban convenience, making it an ideal place for families, young professionals, and retirees alike. Known for its stunning landscapes, Rancho Santa Margarita is surrounded by picturesque hills and scenic parks, providing residents with ample opportunities for outdoor activities, from hiking to picnicking.

In Rancho Santa Margarita North, homebuyers will find a diverse selection of properties available for under $800,000. This makes it an attractive option for those seeking quality living without breaking the bank. The area features charming single-family homes, modern townhouses, and cozy condos, catering to various lifestyles and preferences. Many of these homes boast spacious layouts, updated interiors, and beautiful outdoor spaces, perfect for entertaining or enjoying peaceful evenings.

The community is also known for its excellent schools, family-friendly amenities, and a plethora of parks and recreational facilities. Residents can enjoy the beautiful RSM Lake, with its walking trails and picnic areas, or take advantage of the numerous sports fields and playgrounds that dot the neighborhood. Additionally, the vibrant local shopping and dining scene ensures that everything you need is just a short drive away.

With its attractive housing options, stunning scenery, and a strong sense of community, Rancho Santa Margarita North is not just a place to live—it's a place to thrive. Come discover the charm and warmth of this delightful region, where your dream home awaits!

Newest Rancho Santa Margarita North (R1) Homes under $800,000

18 Montana Del Lago, Rancho Santa Margarita

$569,995

2 Beds ⋅ 2 Baths ⋅ OC26218211 MLS ⋅ Active Status

Welcome to 18 Montana Del Lago. Beautifully updated and move-in ready, this two-bedroom, two-bath condo in the desirable Montana Del Lago community offers a thoughtfully designed two-level floor plan with a bedroom and full bath on each level—providing flexibility and privacy for guests, a home office, or everyday living. The light and bright lower level features new luxury vinyl plank flooring and a beautifully updated kitchen with contemporary cabinetry, stainless steel appliances, and a generous pantry. Upstairs, newer carpeting creates a comfortable retreat, while the updated bath features a newly finished walk-in shower. All-new windows add to the home’s fresh, updated feel. Storage is plentiful throughout, and an inside stackable washer and dryer adds everyday convenience. Step outside to your private patio, an inviting space for morning coffee, barbecuing, outdoor dining, or entertaining. A private one-car garage with a new garage door opener provides secure parking and additional storage. Purchased and extensively updated by the current owners in 2022, the home has been used only as a second residence and has been exceptionally lightly lived in. The location is equally appealing. Enjoy the convenience of being just a short walk from the lake, lakefront shopping and dining, and nearby trails and recreation. In addition to the Montana Del Lago community pool, residents also enjoy the extensive SAMLARC amenities, including the Beach Club and Lagoon, four Jr. Olympic-sized pools, 13 parks, playgrounds, picnic and sports facilities, miles of trails, and year-round community events. Turnkey, thoughtfully upgraded, and ideally located, this is an exceptional opportunity to enjoy the Rancho Santa Margarita lifestyle.

18 Montana Del Lago, Rancho Santa Margarita

$468,000

1 Beds ⋅ 1 Baths ⋅ PW26215818 MLS ⋅ Active Status

Welcome to this charming one-bedroom, one-bathroom lower-level condo in the highly sought-after Belflora and SAMLARC community of Rancho Santa Margarita. A spacious covered patio welcomes you home and provides the perfect spot for morning coffee, outdoor dining, barbecues, or simply relaxing. Inside, the bright and inviting living room flows into the dining area and kitchen, featuring quartz countertops, white cabinetry, and recessed lighting. The spacious bedroom offers a generous walk-in closet, while the updated bathroom features a custom tile walk-in shower with glass enclosure, updated fixtures and lighting, and a distinctive river rock sink. Additional highlights include a new A/C system with Nest smart thermostat, new tankless water heater, neutral paint throughout, private laundry just off the patio, and a covered carport conveniently located across from the unit. Enjoy access to community parks, pools, and recreational amenities, all within walking distance of Rancho Santa Margarita Lake, the Lago Santa Margarita Beach Club and Lagoon, shopping, dining, entertainment, and everyday conveniences. A wonderful opportunity to enjoy the best of Rancho Santa Margarita living! Obs: Some photos were enhanced with AI

9 De Lino, Rancho Santa Margarita

$699,900

2 Beds ⋅ 2 Baths ⋅ OC26215370 MLS ⋅ Coming Soon Status

Entertainer’s Dream! Highly Upgraded And Extremely Well Cared For Lower-Level End Unit In Brisa Del Lago II. 2 Bedrooms, 2 Bathrooms, 1-Car Attached Garage With Epoxy Floor, Plus 1-Car Detached Garage #76. Newer Roll-Up Garage Doors And Storage Racks Included. Brand-New Kitchen Completed October 2026 Featuring Quartz Countertops, New Cabinetry And New Vinyl Plank Floors. New Baseboards, Crown Molding, Striking Marble Fireplace With Custom Fireplace Mantle, Custom Built-In Cabinet For Electronics, And Newer Interior Doors And Casings Throughout. Relaxing And Inviting Rear Patio With Spanish Pavers, Built-In BBQ, Sink, Refrigerator, Storage Cabinet, Drip System And Custom Accent Lighting. Gorgeous Remodeled Primary Bathroom With Slate Walk-In Shower, Marble Vanity And Custom Medicine Cabinet, Free-Standing Vessel Sink And Mirrored Closet Doors. Newer A/C And Furnace, New Water Heater, New Windows, Plus 2 Sets Of French Doors With New Dual-Pane Glass And Vanishing Screens. No Expense Spared Here! Beautiful Community Pool, Spa And Picnic Area. Rancho Santa Margarita Residents Enjoy The Beautiful RSM Lake, Beach Club, 13 Parks, Playgrounds, Community Pools, Sports Courts, Hiking And Biking Trails. Just A Few Blocks From O’Neill Regional Park, Nearby Top-Rated Schools And Easy Access To The 241 Foothill Transportation Corridor.

2 Dianthus, Rancho Santa Margarita

103 Camino Del Oro, Rancho Santa Margarita

$695,000

2 Beds ⋅ 2 Baths ⋅ OC26209618 MLS ⋅ Active Status

Welcome to this light and bright end-unit townhome, ideally located in the desirable and peaceful Cabo Vista community. This home offers a welcoming blend of comfort, style, and privacy. The entry from the attached garage leads directly into the home and opens to soaring ceilings, an open floor plan, and a cozy fireplace that creates an inviting focal point. The spacious kitchen showcases elegant white and gray marble countertops, along with a convenient walk-in pantry that includes a stackable washer and dryer. Beautiful wide-plank wood flooring has been installed throughout the home, creating a warm and contemporary feel. The primary suite features a high vaulted ceiling and walk-in closet. The upgraded primary bathroom offers dual sinks, a large walk-in shower, and stylish, updated fixtures and tile. Upstairs, you'll find a second bedroom/loft with a full bathroom, providing a versatile space that can also be used as a home office, guest room, or additional living space. The attached garage provides direct access into the home for added convenience. The community has also been upgraded with PEX piping. Residents can enjoy the community pool and spa, complete with a BBQ and picnic area. The well-maintained Melinda Heights neighborhood offers an excellent location with convenient access to shopping, dining, recreation, major roads, and nearby attractions. Enjoy all that Rancho Santa Margarita has to offer, including the lake, clubhouse, beach club, four pools, basketball and tennis courts, multiple parks, ball fields, trails, and bike paths. The home is also conveniently located near the toll road and golf courses, approximately 15 minutes from Irvine Spectrum and 25 minutes from Dana Point Harbor. A wonderful opportunity to enjoy comfortable Southern California living in a beautifully maintained community.

103 Camino Del Oro, Rancho Santa Margarita

$719,900

2 Beds ⋅ 2 Baths ⋅ OC26209732 MLS ⋅ Active Under Contract Status

Coming Soon! Adorable and highly upgraded single-level home with an open floor plan, featuring 2 bedrooms, 2 bathrooms, and a 2-car attached garage with epoxy floors, plenty of storage cabinets, and a ceiling storage rack. The beautifully remodeled kitchen features new cabinetry, increased storage, quartz countertops with an enlarged subway tile backsplash, and newer stainless steel appliances. The remodeled primary bathroom features a new vanity and an eye-catching walk-in shower with a built-in bench. Additional upgrades include new waterproof laminate flooring throughout and fresh interior paint. The unit has been repiped for added peace of mind. The HVAC system was replaced approximately 4 years ago, and the home also features new windows and two new sliding doors, a new electric fireplace, and a charming wraparound patio perfect for outdoor relaxation and entertaining. Enjoy abundant guest parking in addition to the 2-car attached garage. Ideally located within walking distance to Altisima Park and Melinda Heights Elementary School.

58 Mira Mesa, Rancho Santa Margarita

28 Pica Flor #44 Unit 44, Rancho Santa Margarita

$515,000

2 Beds ⋅ 2 Baths ⋅ PW26205902 MLS ⋅ Active Status

Ground floor unit in the desirable Las Flores II Community. Walking distance to top rated schools, O'Neil Regional Park, Rancho Santa Margarita Lake, shops, and restaurants. Residents enjoy access to the SAMLARC beach club, pools, and tennis courts. This home features spacious patio facing the trees, not neighbors; laminate wood floors, a master bedroom with its own private bathroom and vanity, and both bedrooms offers plenty of closet storage. An assigned carport and one parking permit are included. NOTE: Please park on the streets.

28 Pica Flor #44 Unit 44, Rancho Santa Margarita

$525,000

2 Beds ⋅ 2 Baths ⋅ OC26203359 MLS ⋅ Active Status

There's a version of condo ownership that feels like a series of small compromises - the kitchen that almost works, the walls that carry every sound, the laundry setup that never quite keeps up. 7 Rosa was renovated specifically to solve for all of that. The kitchen is unrecognizable compared to others in the building - expanded in every dimension, with full-size appliances and storage that reflects how people actually cook and live. Walls throughout have been triple-soundproofed, the windows upgraded, and the result is a unit that stays remarkably still and private regardless of what's happening around it. A new HVAC system, recessed lighting, upgraded plumbing fixtures, and ultra-quiet exhaust fans complete a renovation that treated no detail as too small to get right. The location within the community adds to that sense of calm - upper level, perimeter-facing, with no neighbors above and a carport that sits at the foot of the walkway. RSM Lake, the trails, the town center, and everything that makes this community worth living in are all within easy reach, without any of the noise or congestion that comes with being at the center of it. SAMLARC membership brings access to the beach-club lagoon, pools, parks, sports courts, and a full calendar of community events. Some homes are updated. This one was genuinely improved.

7 Rosa, Rancho Santa Margarita

$589,000

2 Beds ⋅ 2 Baths ⋅ OC26200311 MLS ⋅ Active Status

Welcome to this beautifully maintained 2-bedroom, 2-bathroom condo in the desirable, family-friendly community of Rancho Santa Margarita. This inviting home features beautiful rustic-style wood flooring, a well-appointed kitchen with granite countertops, a custom buffet area, and a charming farmhouse sink. The property also offers a convenient attached one-car garage with custom overhead storage racks for added organization and functionality.Enjoy an exceptional lifestyle with access to two community pools, two tennis courts, a soccer field, basketball court, and multiple playgrounds. Residents also enjoy access to Rancho Santa Margarita Lake and its private beach areas. Ideally located within walking distance to the community pool, movie theater, restaurants, Beach Club, and easy access to shopping, dining, parks, and recreation. A wonderful opportunity to enjoy comfortable living in one of Rancho Santa Margarita’s most desirable communities!

30 Leonado, Rancho Santa Margarita

17 Camino Del Oro Unit 42, Rancho Santa Margarita

$699,900

2 Beds ⋅ 2 Baths ⋅ OC26199363 MLS ⋅ Active Status

Interior photos coming shortly. Welcome to 17 Camino Del Oro, a beautifully appointed end-unit condo in the highly desirable Cabo Vista community of Rancho Santa Margarita. Filled with natural light, this inviting home features soaring ceilings, expansive windows, beautiful mountain views, new carpet, an updated HVAC system, and the convenience of direct-access garage entry. The open and airy floor plan is ideal for both everyday living and entertaining. The spacious family room is highlighted by a cozy fireplace and flows effortlessly into the kitchen, featuring granite countertops, stainless steel appliances, ample cabinetry, and a convenient inside laundry closet. Just off the kitchen, the dining area opens to a private balcony—perfect for enjoying your morning coffee, taking in the mountain views, or unwinding at the end of the day. The generously sized primary suite provides a comfortable retreat with a large walk-in closet and an en-suite bathroom featuring dual sinks. Upstairs, a private secondary bedroom features its own bathroom and closet, creating an ideal space for guests or family members. A separate loft adds even more versatility and can easily serve as a home office or study space. Cabo Vista residents enjoy a resort-style pool, spa, playground, and beautifully maintained community surroundings. As part of SAMLARC, homeowners also have access to an impressive collection of amenities, including parks, pools, year-round community events, and the Santa Margarita Lake Beach Club. Ideally located near shopping, dining, hiking and biking trails, the 241 Toll Road, and highly regarded schools, 17 Camino Del Oro offers a wonderful combination of comfort, convenience, views, and the Rancho Santa Margarita lifestyle.

17 Camino Del Oro Unit 42, Rancho Santa Margarita

$419,900

1 Beds ⋅ 1 Baths ⋅ OC26197981 MLS ⋅ Active Status

Welcome to 89 Castano, a beautifully remodeled ground-level condo in the desirable Belflora community of Rancho Santa Margarita. This inviting one-bedroom, one-bath residence offers comfortable single-level living with wide plank vinyl wood floors and an updated kitchen featuring quartz countertops and stainless steel appliances. The updated bathroom includes dual sinks, granite countertops, and a convenient tub/shower combination. Enjoy all that Rancho Santa Margarita has to offer, including year-round SAMLARC-hosted community events, numerous parks and pools, and access to the Santa Margarita Lake Beach Club. Ideally located near shopping, dining, hiking and biking trails, the 241 Toll Road, and award-winning schools, this home offers an appealing blend of comfort, convenience, and resort-style community amenities.

89 Castano, Rancho Santa Margarita

$605,000

2 Beds ⋅ 2 Baths ⋅ LG26193846 MLS ⋅ Active Under Contract Status

ATTACHED GARAGE 2-bedroom, 2-bath upper-level home in the desirable Belflora community of Rancho Santa Margarita. The bright, open floor plan offers abundant natural light and the convenience of direct access to the attached garage. Recent improvements include new LVP flooring, carpet, countertops, sink and toilets, along with a newer premium high-efficiency A/C system, bathtubs and water heater. Belflora residents enjoy a community pool and spa, BBQ and picnic areas, playground and nearby walking and biking trails. SAMLARC membership provides access to even more of Rancho Santa Margarita’s sought-after amenities, including Lago Santa Margarita, the Beach Club & Lagoon, multiple pools, parks, tennis and pickleball courts, sports facilities and an extensive trail system. Ideally situated near shopping, dining, schools, parks and everyday conveniences, 31 Violado offers an updated, move-in-ready home in the heart of RSM.

31 Violado, Rancho Santa Margarita

$799,000

3 Beds ⋅ 2 Baths ⋅ OC26189960 MLS ⋅ Active Status

**VIEWS, VIEWS, VIEWS!!!** Welcome to Brisa Del Lago, where location, lifestyle, and those gorgeous Saddleback Mountain and O’Neill Park views come together! This beautiful 3-bedroom, 2-bath home with a RARE 2-car garage offers privacy with no one above, plus two balconies perfect for soaking in the scenery. Inside, you’ll find an upgraded kitchen featuring quartz countertops, custom cabinetry and stylish lighting, along with beautifully updated bathrooms featuring custom counters and vanities. The third bedroom is perfect for working from home, guests, or makes a great flex space. Located next to a peaceful greenbelt and just steps from Rancho Santa Margarita Lake, shopping, dining, entertainment, the Beach Club and Trabuco Mesa Elementary, this home puts the best of RSM right outside your door. And did we mention NO MELLO ROOS?! Enjoy access to RSM’s incredible community amenities while coming home to mountain views, privacy, walkability and a 2-car garage. This one checks A LOT of boxes—come see it before someone else calls it home!

17 Aubrieta, Rancho Santa Margarita

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Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.